Build financial products your customers love.
Powerful financial primitives to launch products for your users and agents.
A bank account and a wallet, in one.
Hold fiat across currencies and stablecoins across blockchains. Every balance, one ledger.
Wallets
Stablecoin balances on all major blockchains, for people, businesses, and agents.
AccountsVirtual accounts
Dedicated fiat account details in USD, EUR, MXN, BRL, ARS, and COP to fund any account.
PayinsFX and conversion
Fiat to stablecoin and back, with transparent fees.
Fees and ratesBank transfers
ACH, Wire, SEPA, SPEI, PIX, and local rails in 20+ countries.
Rails and currenciesCross-chain transfers
Send stablecoins to any wallet on any supported blockchain in one call.
PayoutsEmbedded compliance
KYC and KYB inside the API: onboarding with real-time verification and feedback.
Compliance reviews
An Account with Superpowers
Store
Mural Accounts: offer named virtual accounts and store funds in stablecoins and fiat: USD, EUR, MXN, BRL, ARS, and COP.
Receive
Fund your Mural Account with stablecoins, USD, EUR, MXN, BRL, ARS, and COP. Real-time payment delivery notifications.
Send
Orchestrate stablecoin and local fiat payouts: USD, EUR, MXN, BRL, ARS, COP, CLP, PEN, and 20+ others.
Convert
Convert between stablecoins and fiat at will across major chains and stablecoins.
Grow
Earn rewards on eligible balances held in Mural Accounts.
Comply
A licensed money transmitter, SOC 2 Type 2 audited, with role-scoped permissions and an audit trail on every action.
YOUR FORWARD-DEPLOYED TEAMMATE
Meet Eva.
Eva is your copilot., architect., program manager., thought partner., lead developer., compliance analyst., insights analyst.
- Debug failed requests
- Scope your integration
- Manage user onboarding
- Analytics
One API – 3 custody models
Launch today with the custody model that fits your licensing, and move between them as it changes.
Mural custody.
We hold the money and the licenses, so you can launch without waiting on regulators.
Developer custody.
You control the funds under your own licenses or sponsorship. Mural does not take custody.
End-user custody.
Every payment out needs the end user's approval; no one else can move it.